Bridge Loan Program

BridgeInvest is a leading provider of short-term, senior-position bridge loans targeting opportunistic and value-add transactions in the Southeast US and Texas. The company specializes in deals with limited or no cash-flow, customized terms and short execution windows.

Our Investment Approach

Our preference is to finance senior debt on income-producing properties in major metro areas in the Southeast US. However, we will consider any commercial real estate loans that meet our lending parameters outlined below.

Bridge Lending Parameters

Download Our Lending Parameters

 

 

Loan Amount: $2 – $50 million

 

Loan Term: 6 – 24 months + Extensions

 

Amortization: Interest Only

 

Security:  First Mortgage Lien

 

Loan-to-Value:  Up to 69% of Stabilized Value

 

Loan-to-Cost:  Up to 75%

 

Interest Rate: 7.99% – 10.99% + LIBOR

 

Origination/Exit Fees:  1-2%

 

Minimum Yield: 6-12 months

 

DSCR:  Not Required

 

Recourse:  Non-Recourse Available

 

Borrower/Guarantor: No min. liquidity req’d, asset-based loans only

 

Asset Types:  All major asset types (including land)

 

Loan Types: Quick closing, construction, rehab, repositioning, value-add, pre-development, loan purchases

 

Geographical Focus: Southeast U.S. & TX – primary and secondary markets

 

 

Small Balance Lending Parameters

Download Our Lending Parameters

 

 

 

Loan Amount: $500,000 – $2,000,000

 

Loan Term: 12 – 36 months

 

Amortization: Interest Only

 

Security:  First Mortgage Lien

 

Loan-to-Value:  Up to 70%

 

Loan-to-Cost:  Up to 75%

 

Interest Rate: 7.99% – 8.99%

 

Origination/Exit Fees:  1 – 2%

 

Minimum Yield: 6 months

 

Recourse:  Full Recourse

 

Asset Types:  Investment properties only: Single Family, Townhome, Condo and Multifamily

 

Loan Types: Purchase, Fix & Flip, Refinance, Value-Add and Cash-Out

 

Geographical Focus: Southeast U.S. & TX

 

Full transparency on every deal

Realistic credit and underwriting standards

Committed to following through

Expert knowledge of Florida commercial real estate market

We have never missed a closing date