Lending Programs
BridgeInvest offers unique lending programs to ensure that you meet your investment needs.
BridgeInvest’s Specialty Bridge Lending Program has been adding value to our borrower’s transactions for over 25 years. Our flagship program targets deals in the Southeast US with limited or no cash flow, customized terms and short execution windows.
| Specialty Bridge | |
|---|---|
| Loan Amount | $3 - $50 million |
| Interest Rate | 5.50% - 7.99% + LIBOR |
| Loan Term | 6 - 24 months + Extensions |
| Amortization | Interest Only |
| Security | First Mortgage Lien or Deed of Trust |
| Loan-to-Value | Up to 70% of Stabilized Value |
| Loan-to-Cost | Up to 75% |
| Origination/Exit Fees | 1 - 2% |
| Minimum Yield | 6 - 12 months |
| DSCR | Not Required |
| Recourse | Non-Recourse Available |
| Borrower/Guarantor | No min. liquidity re'd, asset-based loans only |
| Asset Types | All major assets type |
| Loan Type | Quick closing, construction, rehab, repositioning, value-add, pre-development, loan purchases |
| Geographical Focus | Southeast U.S. & TX - primary and secondary markets |
Download Specialty Bridge Lending ParametersBridgeInvest’s Small Balance Residential Lending Program is focused on single family, multifamily and condominium investment properties. Our program is designed for a variety of situations, including fix-and-flips, cash-outs and acquisitions. By taking an asset based approach to underwriting we provide fast and reliable financing for your investments.
| Small Balance | |
|---|---|
| Loan Amount | $1 MM - $3 MM (As low as $500k for Residential) |
| Interest Rate | 7.99% - 9.99% |
| Loan Term | 12 - 24 months |
| Amortization | Interest Only |
| Security | First Mortgage Lien or Deed of Trust |
| Loan-to-Value | Up to 65% (Up to 70% for Residential) |
| Loan-to-Cost | Up to 70% (Up to 75% for Residential) |
| Origination/Exit Fees | 2 - 3% |
| Minimum Yield | 6 months |
| Recourse | Full Recourse (Non-Recourse Available w/ 10% Reduction in LTV) |
| Asset Types | All Commercial Asset Types (Multifamily Preferred) |
| Loan Type | Purchases, Fix & Flip, Refinance, Value-Add, and Cash-Out |
| Geographical Focus | Southeast U.S. & TX |
BridgeInvest’s Construction Lending Program provides efficient financing for all commercial asset types in the Southeast across all stages of construction. Our flexible structure allows us to tailor a loan to your specific investment – whether it is complex ground-up construction or an opportunistic value-add project.
| Construction | |
|---|---|
| Loan Amount | $5 - $50 million |
| Interest Rate | 5.99% - 7.99% + LIBOR |
| Loan Term | 24 months + Extensions |
| Amortization | Interest Only |
| Security | First Mortgage Lien or Deed of Trust |
| Loan-to-Value | Up to 65% of Stabilized Value |
| Loan-to-Cost | Up to 75% |
| Origination/Exit Fees | 1 - 2% |
| Recourse | Non-Recourse Available |
| Borrower/Guarantor | No min. liquidity re'd, asset-based loans only |
| Asset Types | All major assets type |
| Geographical Focus | Southeast U.S. & TX - primary and secondary markets |
| Closing Timeline | 30 days |
BridgeInvest’s Land Lending Program offers borrowers flexible, non-recourse financing for prime land acquisition throughout core markets in the Southeast US. Our program focuses on properties located in urban, in-fill locations with clear development potential.
| Land | |
|---|---|
| Loan Amount | $3 - $25 million |
| Interest Rate | 5.99% - 7.99% + LIBOR |
| Loan Term | 12 - 24 months + Extensions |
| Amortization | Interest Only |
| Security | First Mortgage Lien or Deed of Trust |
| Loan-to-Value | Up to 55% of As-Is Value |
| Loan-to-Cost | Up to 55% |
| Origination/Exit Fees | 2 - 3% |
| Minimum Yield | 6 - 12 months |
| Recourse | Non-Recourse Available |
| Borrower/Guarantor | No min. liquidity re'd, asset-based loans only |
| Location | Infill & Developed Suburbs Only |
| Loan Type | Predevelopment to Construction, Acquisition, Refinance, Cash-Out, Loan Purchase & Ground Lease |
| Geographical Focus | Southeast U.S. & TX - primary and secondary markets |
