Lending Programs
BridgeInvest offers unique lending programs to help ensure that you meet your investment needs.
BridgeInvest’s Specialty Bridge Lending Program has been adding value to our borrower’s transactions for over 25 years. Our flagship program targets deals in the Southeast US with limited or no cash flow, customized terms and short execution windows.
| Specialty Bridge | . |
|---|---|
| Loan Amount | $5 - $100 million |
| Interest Rate | LIBOR + 6.75% - 8.99% |
| Loan Term | 12 - 36 months |
| Amortization | Interest-only |
| Security | First Mortgage Lien or Deed of Trust |
| Loan-to-Value | Up to 75% |
| Loan-to-Cost | Up to 90% |
| Origination/Exit Fees | 1 - 2% |
| Minimum Yield | 6 - 12 months |
| DSCR | Not required |
| Recourse | Non-recourse |
| Sponsorship | No minimum experience required |
| Asset Types | All major asset types, including land |
| Closing Timeline | 7-21 days |
| Loan Types | Quick closing, new construction, rehabilitation, repositioning, value-add, pre-development, loan purchases |
| Geographical Focus | Southeast & Central U.S. Primary and secondary markets |
Download Specialty Bridge Lending ParametersBridgeInvest’s Construction Lending Program provides efficient financing for all commercial asset types in the Southeast across all stages of construction. Our flexible structure allows us to tailor a loan to your specific investment – whether it is complex ground-up construction or an opportunistic value-add project.
| Construction | . |
|---|---|
| Loan Amount | $10 - $100 million |
| Interest Rate | LIBOR + 6.99% - 8.99% |
| Loan Term | 24 - 48 months |
| Amortization | Interest-only |
| Security | First Mortgage Lien or Deed of Trust |
| Loan-to-Value | Up to 70% |
| Loan-to-Cost | Up to 80% |
| Origination/Exit Fees | 1 - 2% |
| Recourse | Non-recourse |
| Sponsorship | No minimum experience required |
| Asset Types | All major assets types |
| Closing Timeline | 30-45 days |
| Geographical Focus | Southeast & Central U.S. primary and secondary markets |
BridgeInvest’s Construction Mezzanine program meets a critical funding need for institutional-quality multifamily projects. Our program offers mezzanine loans that fill the financing gap for properties located in the Southeast and Central US.
| Construction Mezzanine | |
|---|---|
| Loan Amount | $5 - $15 million |
| Interest Rate | LIBOR + 10.99% - 12.99% |
| Loan Term | 36 - 60 months |
| Security | Mezzanine Loan or Preferred Equity |
| Loan-to-Value | Up to 75% |
| Loan-to-Cost | Up to 85% |
| Origination/Exit Fees | 1 - 2% |
| Minimum Yield | 1.25x - 1.33x |
| Recourse | Non-recourse |
| Sponsorship | Experienced sponsorship with track record of successful execution of similar projects |
| Asset Types | Multifamily Ground-up Construction |
| Closing Timeline | 45 - 60 days |
| Geographical Focus | Southeast & Central U.S. Primary and Secondary Markets |
BridgeInvest’s Note Purchase Financing Program provides borrowers expedited non-recourse financing on mortgage note purchases of all commercial asset types in the Southeast US. Our program provides a flexible structure to your specific investment – whether it is a performing or non-performing note purchase.
| Note Financing | . |
|---|---|
| Loan Amount | $5 - $50 million |
| Interest Rate | LIBOR + 6.99% - 8.99% |
| Loan Term | Coterminous, Up to 36 months |
| Amortization | Interest-only |
| Security | A-Note or Note-on-Note |
| Loan-to-Value | Up to 65% of the Underlying Collateral |
| Loan-to-Cost | Up to 75% |
| Origination/Exit Fees | 1 - 2% |
| Minimum Yield | 6 - 12 months |
| Recourse | Non-recourse |
| Sponsorship | No minimum experience required |
| Asset Types | All major asset types, including land |
| Closing Timeline | 7 - 21 days |
| Loan Types | Senior position only; Performing, Sub-Performing and Non-Performing |
| Geographical Focus | Southeast & Central U.S. primary and secondary markets |
